Tuition & Aid
Free Lutheran Bible College offers a rare program. We study the Bible in a physical classroom, not for the sake of certification and career, but because it has the words of life. It prepares Christians for all parts of life: work, church, community, and eventually raising a family. Our Alumni and supporters are so convinced of the value of this program that they give millions to make it affordable for students.
While studying God's Word in this environment is invaluable, the monetary cost is relatively inexpensive. There are not many equivalent programs to compare us to, but we rank among the most affordable colleges in the nation, in spite of not receiving federal funding.
Net Price Calculator
Conquerors Grant—Affordable Bible Education for All
To maintain the integrity of our Bible teaching, FLBCS operates without federal funding or FAFSA. Instead, we partner with alumni, congregations, and generous donors to ensure students don't shoulder the burden alone.
Before scholarships or aid are even applied, the Conquerors Grant covers about a third of each student's cost.
Cost of Living Comparison
We cannot compete with the affordability of living with parents, as we require students to live on campus. But compared to the cost of living on/near any other college campus, FLBC is highly competitive!
All estimates are approximate. Students are encouraged to do their own research. Numbers acquired in May 2026 from educationdata.org, mstate.edu, Zillow.com.
Mid-Size Midwest College Town (off campus)
$400-$700/mo Half of a shared 2-bed apt.
$100-200/mo Utilities
$400-500/mo Groceries
$200-$300/mo Eating out
$11,000-17,000 Nine-month total
FLBC Area Suburbs (off campus)
$700-1100/mo Half of a shared 2-bed apt.
$100-300/mo Utilities
$400-500/mo Groceries
$200-$300/mo Eating out
$15,000-22,000 Nine-month total
MSUM Housing & Dining (on campus)
$720-$830/mo Shared dorm room.
0/mo Utilities
$400-450/mo Campus meal plan
$200-$300/mo Eating out
$13,000-15,100 Nine-month total
This represents the lowest end for comparison. Costs this low are not typical of state college housing prices.
FLBC Room/Board (living on campus required)
$610/mo 2-Person dorm room
$0/mo Utilities
$560/mo Prepared meals every weekday
$300/mo Eating out or cooking on weekends
$13,300 Nine-month total
Tuition Comparison
For the sake of comparison, Minnesota State University Moorhead is recognized as one of the best values in state education. FLBC provides an even greater value. Students taking an 18-credit load at FLBC pay less per credit than they would at MSUM, making a focused Bible education far more accessible than a degree from a state university.
Estimates are approximate. Students are encouraged to do their own research. Numbers acquired in May 2026 from mstate.edu.
MSUM Tuition
$4684/semester Tuition at 12–18 credits
$379/credit (after fees)
FLBC Tuition
$5,175/semester Tuition at 12–18 credits
$287-431/credit (no per-credit fees)
2026-27 Tuition, Room & Board Numbers
When comparing FLBC to other institutions, please note that on-campus housing and 5-day/week mealplan is included in our total.
$36,660 Approximate Tuition, Room, and Board
-$14,175 Conquerors Grant received by every student (see above)
$22,485 Billed amount per academic year
(before scholarships and aid)
Cost Breakdown:
$10,350 Tuition
$5,055 Mealplan (required for all on-campus students)
$5,450 Two-Person Room
$1,510 Fees
To further aid students in paying for their Bible education, class schedules are structured to conclude each day by 1pm, so that students can have part-time jobs in afternoons and on weekends.
Merit-based Scholarships
FLBC offers scholarships for demonstrated achievement in academics, music, and congregational service. First-year students may also qualify for the 1966-1970 Alumni Legacy Scholarship. Second-year students may apply for the half tuition Thorpe Scholarship for Leadership Development.
Scholarships
2026-27 Scholarships are closed. 2027-28 Scholarships open Aug 1, 2026.
Need-based Financial Aid
FLBC provides support for students through internal financial aid instead of asking them to complete the FAFSA. Unlike federal and state financial aid, FLBC does not expect parents to sell businesses or farms to send their child to college. We do, however, expect families to make contributions to education according to their means, especially using college savings to help pay for training at FLBC.
Apply for Aid
Final Deadline for 2026-27 Financial Aid: July 30, 2026.
Down Payment
A down payment is required prior to the start of the fall semester. Students choose their payment plan during registration and may arrange to adjust it through our Finance Coordinator. Please see our Financial Planning Sheet for more details or email the Finance Coordinator with any questions about student accounts.